Your sahod, sooner
Less waiting,
more living
Use your salary before payday. Repay when sahod arrives.
The service
Life does not pause for payday.
Installment credit for people with a job and a known payday. Use funds now. Repay when salary arrives.
- Amount
- Up to ₱50,000
- Term
- 3–12 months
- Rate
- 0.5%–1% a month
- Due date
- On payday
Built around payday
One payment a month.
Due dates follow sahod. Multiple borrowings share one monthly bill — paid once, when salary is in.
Apply fast
About five minutes.
A mobile number and your ID. Enough to apply.
Show your salary
A better offer.
A payslip or other proof can unlock a higher amount and a longer term. You can still apply without it.
Fees
No hidden fees.
Shown before you confirm. The rate is transparent.
How to borrow
Four steps. Up to ₱50,000.
Stories
“I didn’t want ten more days of waiting. I wanted Saturday with my kids.”
Ana · Payroll specialist · Makati
“Payday was still a week away. I took them to the park anyway.”
Carlo · Operations supervisor · Quezon City
“I booked the flight before sahod landed. School was not going to wait.”
Mira · Staff nurse · Pasig
“I sent Mama the money the same afternoon. She didn’t have to wait with me.”
Rosa · HR officer · Davao
Get the app
SahodNow on your phone.
Download the official app. It is the only place to apply.